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Another potential cost is the *exchange rate*. When you're sending money in a different currency, your bank will convert the funds at an exchange rate. Banks usually add a margin to the mid-market exchange rate (the real exchange rate you see on Google), so they can make a profit on the conversion. This margin can vary, so it's worth comparing the exchange rates offered by different banks to get the best deal. Also, keep an eye out for intermediary bank fees. Sometimes, the money might pass through one or more intermediary banks before reaching the final destination. These banks can also charge fees for their services, which can eat into the amount that the recipient ultimately receives. Your bank might not always be able to predict these fees in advance, so it's good to be aware of the possibility.
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