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It's also important to understand what's *not* covered by FDIC insurance. Investments like stocks, bonds, and mutual funds are *not* insured. These types of investments carry their own set of risks and are not protected by the FDIC. Similarly, the contents of your safe deposit box are not insured. The FDIC only covers deposit accounts, not physical assets stored in a safe deposit box. Cryptocurrency is another area where FDIC insurance does not apply. Cryptocurrencies are not considered deposits and are therefore not protected by the FDIC. If you're looking to invest in these types of assets, be sure to understand the associated risks. Remember, FDIC insurance is specifically designed to protect deposits held in traditional bank accounts.
